1 thought on “Will digital RMB leak privacy? Official voice: Controlled anonymous, our worries are superfluous”
Claude
For many people who have not "adopted", digital RMB is a high -level and distant existence. After all, it has been more than half a year since the launch of the digital RMB pilot cities last year. In about half a year, users in Shenzhen, Suzhou, Chengdu and other places are fortunate to try this emerging payment. , although the digital RMB has not been fully promoted, the news is still constantly breaking. Recently, in response to the question of whether many netizens questioned whether the "digital RMB will leak personal privacy", Mu Changchun, director of the Central Bank Digital Currency Research Institute, said yesterday that the current digital RMB pilot test work is steadily promoting, and digital RMB An important feature is "controllable anonymous". This that means: Although the user "buy and buy", the remaining safety issues are handed over to the "Mom" to solve it. Therefore, digital renminbi is not only safe, but also has the following three characteristics: : The privacy of digital RMB to user privacy is the highest in the current payment tools. : The anonymous of the central bank's digital currency is limited anonymous with the premise of controlling risks, and the central bank's digital currency is not feasible. 3: Anonymous on the basis of the central bank's digital currency realization risk is an international consensus. Designs that cannot meet the requirements of anti -money laundering, anti -terrorist financing and anti -tax evasion will be rejected by one vote. In fact, digital RMB is essentially the statutory statutory currency issued by the central bank. For our ordinary people, it can be understood as digital cash in digital wallets, that is, the digitalization of paper RMB. Digital RMB is not interesting as cash in digital wallets. In addition, the digital RMB is also very different from the current online payment such as WeChat, Alipay, and Cloud Flash Payment. Take the scene of paying salary as an example: Save the cash that you don't need to use in the near future. Later, through the salary system, it was directly transferred from the public account to the personal account. What was formed by the bank was formed.
After digital RMB comes out, the salary based on digital RMB is to send the money from the digital RMB wallet directly to the people's digital RMB wallet. Store in the bank to get interest. In addition, digital RMB also has special technologies to ensure that each yuan digital RMB has a specific "anti -counterfeiting code", similar to the crown name of today's banknotes, which further improves security. . Although digital RMB is more secure and intelligent compared to online payment methods such as WeChat and Alipay, according to official disclosure, the situation where digital RMB and online payment will be coexisted in the next five years or even ten years. The phenomenon of replacement. In addition, with the gradual increase of the elderly group, digital RMB cannot be accepted by every elderly person. Therefore, digital RMB cannot completely replace cash, which is very realistic. In short, in the case of safety, liquidity, and tradingability, what reasons do we not expect to be "comprehensive" of digital RMB?
For many people who have not "adopted", digital RMB is a high -level and distant existence.
After all, it has been more than half a year since the launch of the digital RMB pilot cities last year.
In about half a year, users in Shenzhen, Suzhou, Chengdu and other places are fortunate to try this emerging payment.
, although the digital RMB has not been fully promoted, the news is still constantly breaking.
Recently, in response to the question of whether many netizens questioned whether the "digital RMB will leak personal privacy", Mu Changchun, director of the Central Bank Digital Currency Research Institute, said yesterday that the current digital RMB pilot test work is steadily promoting, and digital RMB An important feature is "controllable anonymous".
This that means: Although the user "buy and buy", the remaining safety issues are handed over to the "Mom" to solve it.
Therefore, digital renminbi is not only safe, but also has the following three characteristics:
: The privacy of digital RMB to user privacy is the highest in the current payment tools.
: The anonymous of the central bank's digital currency is limited anonymous with the premise of controlling risks, and the central bank's digital currency is not feasible.
3: Anonymous on the basis of the central bank's digital currency realization risk is an international consensus. Designs that cannot meet the requirements of anti -money laundering, anti -terrorist financing and anti -tax evasion will be rejected by one vote.
In fact, digital RMB is essentially the statutory statutory currency issued by the central bank. For our ordinary people, it can be understood as digital cash in digital wallets, that is, the digitalization of paper RMB. Digital RMB is not interesting as cash in digital wallets.
In addition, the digital RMB is also very different from the current online payment such as WeChat, Alipay, and Cloud Flash Payment. Take the scene of paying salary as an example:
Save the cash that you don't need to use in the near future. Later, through the salary system, it was directly transferred from the public account to the personal account. What was formed by the bank was formed.
After digital RMB comes out, the salary based on digital RMB is to send the money from the digital RMB wallet directly to the people's digital RMB wallet. Store in the bank to get interest. In addition, digital RMB also has special technologies to ensure that each yuan digital RMB has a specific "anti -counterfeiting code", similar to the crown name of today's banknotes, which further improves security.
. Although digital RMB is more secure and intelligent compared to online payment methods such as WeChat and Alipay, according to official disclosure, the situation where digital RMB and online payment will be coexisted in the next five years or even ten years. The phenomenon of replacement.
In addition, with the gradual increase of the elderly group, digital RMB cannot be accepted by every elderly person. Therefore, digital RMB cannot completely replace cash, which is very realistic.
In short, in the case of safety, liquidity, and tradingability, what reasons do we not expect to be "comprehensive" of digital RMB?