black velvet jewelry bags wholesale The essential difference between paper gold and physical gold?

sea lily wholesale jewelry At present, individual investors "frying gold" is most commonly conducted by banks. The gold business provided by banks is roughly divided into two categories: "paper gold" and "physical gold". So many people will ask what is the difference between paper gold and physical gold? Today, the spot of spot houses explains where the difference is to this issue.
The difference between the difference between paper gold and physical gold is that the biggest difference is that the concept is different
"paper gold" is a personal voucher gold. Investors buy and sell "virtual" gold on the book according to bank quotations, individuals By grasping the international gold price trend, low suction and high throw, earning the fluctuation difference of gold prices. Investors' trading records are only reflected in the "gold passbook account" pre -opened in advance, and no solid gold extraction and delivery will not occur. The "Golden Treasure" of the Bank of China, the "Golden Express Account Gold" of the ICBC, and the "Long Dingjin" personal account gold transaction in CCB belongs to such categories.
The physical gold is mainly for gold derivatives. It is based on whether it is a national legal distribution as a definition criterion.
The difference between paper gold and physical gold. In addition to the difference in concepts, there are also 5 different differences:
1. The essence is different: paper gold is like stocks, which are virtual (some banks, paper gold purchased by customers can be available. Make a golden gold, but add other money). And real gold is real.
2, the frequency of price changes is different: the price of paper gold is directly in line with the international gold market, and it is changing almost every minute during the opening period of the market; and the price of gold jewelry is up to one price one day, and many brands are a few days in a few days. It even changed once (the real gold bar is usually one price a day).
3, different pricing methods: The price of physical gold is higher than paper gold. The price of paper gold is converted into RMB prices after the exchange rate conversion is transformed according to the US dollar pricing of the real -time international gold market. The price changes of gold jewelry are generally lagging behind the changes in the gold market. Gold jewelry also adds gold storage and stored fees, storage fees, design fees, manual fees, and various taxes and fees, so the price is much higher than the price of paper gold. The price of gold bars is based on the basic price of the day, plus 12 yuan (the pricing method of Chinese gold bars).
4, recycling price and handling fee: Paper gold is real -time buying and selling. The recovery price is based on international real -time transaction prices. General bank transaction fees are traded each time. Whether it is buying or selling, the transaction fee of 0.8 yuan per gram is charged. Essence Gold jewelry counters are generally not recovered, only money is changed. The recovery of gold bars is still based on Chinese gold as an example. It is to reduce two yuan on the basis of the basic price of the day, and deduct 1%of the loss. There is also a recycling channel is those roadside shops. For example, the price of gold is about 350 yuan/gram today, and the recovery price of small shops is 300 yuan/gram. If it is a gold bar of Chinese gold, his recovery price today is 350-2 = 348 yuan/gram.
5, liquidity: paper gold is better liquid, strong monetization ability. If you are anxious to use money, turn on the computer for operation (must be on the market time, Monday to Friday), the money will be directly entered. Bank Account. The gold bars of China's gold must be recovered by 15 working days before entering the customer bank account. Those gold jewelry counters are generally not recovered, and they are only allowed to be changed. There are relatively few channels to monetize. If you go to the small gold shop on the roadside, you can get the money. I haven't asked it.
knows the difference between paper gold and physical gold. We are looking at the types of investors they are suitable.
The investors with paper gold are more suitable:
1. Time to study the trend of gold market
2. Specific operations and hope to change the price difference through the gold price
real gold buying Entering or selling is accompanied by the delivery of golden objects. Therefore, when buying, investors must see whether the gold content of the gold they purchased is up to standard and whether the weight is sufficient. More importantly, because the merchants will pay great attention to whether the gold will be damaged when the gold bars sold in the repurchase, if the investor will take the gold bar home, it will need to be stored well.

wholesale jewelry chain by the foothe roll Hello,
The essence of paper gold and physical gold is that paper gold is an electronic disk transaction, and physical gold can see real gold.
1, the quotation of paper gold is somewhat different from the quotation of physical gold. The quotation of the physical gold will add some costs on the basis of paper gold. ,
2, paper gold is almost no risk.
3, paper gold and gold cannot be confused, it is two different things.
Thank you, please support the original.